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Home Improvement Loans
Renovate. Repair. Renew.
One Easy Process
Fund Your Project
Home Improvement loan amounts from $10,000 to $100,000 or more.
Projects can include property repairs, roof replacement, kitchen remodeling, HVAC replacement, bathroom remodeling, flooring replacement and other home renovations.
Simple Online Application
Apply Online with our easy mobile application process. Quick credit and project reviews.
Competitive Options for Everyone
Competitive Options for Everyone
Home Improvement loans offer a competitive fixed interest rate, purchase loan and renovation loan all in one.
Investment Home Options
You can even purchase and improve an Investment home with a renovation loan!
Submit some basic info and find out what your options are...
What will I need to Apply?
- Property Info: Approximate Value/Purchase Price
- Renovation Info: Scope of work to be done, type of repairs...Cosmetic, Structural, Room Addition, etc
- Contractor Bid: Approximate cost of home project
Frequently Asked Questions
When can the work be done?
Renovation can begin as soon as the loan closes.
How soon can I close?
Typical contract to close time is 30-60 days.
When do I get bids?
As soon as possible. The loan will close faster if you already have a contractor(s) picked out and bids.
Will my interest rate change?
No, renovation loans offer fixed term and rates from 15 to 30 years.
How much is down payment?
For a primary residence, 3% to 5% of the purchase price plus renovation cost, depending on the loan program of choice.
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PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.KS-Office of the State Bank Commissioner SL.0000524. Missouri Division of Finance
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a. The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
*Calculator Disclaimer: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
TRID Disclaimer: Your actual rate, payment and costs could be higher. Get an official loan estimate before choosing a loan.
PRMI NMLS 3094. Branch NMLS 994598. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Arkansas Securities Department 11558. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act 4130403. Office of the State Bank Commissioner SL.0000524. Missouri Division of Finance. Oklahoma Department of Consumer Credit ML010027. This office is licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas. TN-Department of Financial Institutions 109282. Consumer Voice